Buying a Car in Costa Rica as a Foreigner: 2026 Guide

Yes, a foreigner can buy a car in Costa Rica without being a resident. You do not need a residency ID (DIMEX) to purchase a vehicle, though you will need some form of identification, either a passport or DIMEX, to register the purchase with the National Registry and to pay the annual marchamo. The process is simpler for used cars than for new imports.

Most foreigners settling in Costa Rica choose to buy used rather than new. This is because import taxes on new vehicles are high and can push the final price well above the factory sticker price. A used car with a documented maintenance history that has already been nationalized is usually the more practical and affordable option.

Documents you will need

• A valid passport, or DIMEX if you already have residency
• Proof of address in Costa Rica, even temporary, such as a rental contract or a letter from where you are staying, which is often enough
• Cash or a bank transfer, since local financing for non-residents is limited
• A valid vehicle inspection (RTV), if required based on the car's age

Can I finance the car?

Bank financing in Costa Rica for foreigners without residency is limited. Local banks typically ask for a residency ID, local credit history, and sometimes an active local bank account with some track record. Most foreigners buying without residency either pay in cash or bring financing already arranged from their home country.

Marchamo, insurance and plates

Every vehicle in Costa Rica must pay the annual marchamo, which includes mandatory insurance from the National Insurance Institute (INS) and the circulation tax. This is done every year in November and December for the following year, regardless of whether the owner is a resident or not. The vehicle needs to be registered in your name with the National Registry before you can pay the marchamo.

Working with a dealer versus a private seller

Buying through a formal dealer is usually safer for a foreigner who is not familiar with the local market, since the dealer typically handles the title transfer and confirms the car has no unpaid fines or liens. Buying from a private seller can be cheaper, but you should verify the vehicle's legal status with the National Registry before putting down any deposit.

If you are comparing options before traveling or while you are already in the country, you can browse dealer inventory in Costa Rica directly on latiautos.com to get a sense of makes, models and price ranges before showing up to see cars in person.

Final tip

Before buying, always ask for the vehicle's registry report to confirm there is no lien or seizure on it, check that the mileage matches the RTV inspection history, and confirm the current year's marchamo is paid up. This applies equally to residents and non-residents, but it matters even more if you are not familiar with the local system.